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to the The New Hampshire Medical Malpractice Joint Underwriting Association.

To: All Insureds (Present and Past)

From: NHJUA Board of Directors

Re: Proposal to Close the NHJUA

By now, some of you are aware that a bill (HB 508) is pending in the NH Legislature that would essentially end the JUA. A copy of the bill is attached to this memo.

If approved, as written, our current policyholders will have to seek new carriers beginning January 1, 2016.

This proposed bill is a result of the Blue Ribbon Commission, which was empowered to study the JUA's future, and a recent public hearing held by the Insurance Commissioner in December of 2014.

Under the terms of the legislation, as presently constructed, the JUA:

    1. Will not be allowed to write any new policies immediately upon passage of the bill;

    2. Will be allowed to renew policies through December 31, 2015.

    3. Will completely cease writing all policies on January 1, 2016.  

At this time, the JUA Board does not know if the legislation will be enacted by the Legislature or, if it is enacted, whether it will have the same deadlines.  Current policyholders may want to consider  seeking possible back-up carriers starting on and after January 1, 2016, depending upon the effective date of your policy.

The staff at the JUA will be sending updates on the process as developments occur and will post such developments on the JUA website. Unfortunately, HB 508 has not been scheduled for hearing yet, but please check the NH Legislature’s webpage for further updates.

We urge you to follow the process of this bill through the Legislature.  If you have any questions, concerns or comments on the impact its passage may have on your policy, you should consider attending any hearing on the bill and voice your concerns.

 House Bill 508
      HB 508


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